Insurance Strategy: Delay, Deny, Defend
Insurance companies, like most businesses, are in business to make money. There is nothing wrong with that as long as they are delivering promised value to their customers — the insurance company's policyholders. When insurance companies step over the line and deny legitimate claims, that is a breach of contract.
Contact Stephen C. Ryan, Insurance Bad Faith Attorney · 480-661-3977
At the Stephen C. Ryan law firm in Phoenix, Arizona, you will find a lawyer with in-depth experience dealing with insurance companies and their tactics. If you suspect bad faith insurance tactics are being used, contact the law firm for a free consultation.
- Delay: Does the insurance company keep delaying a decision on your claim? Are they delaying payment? The insurance company may be hoping you will give up so that they can keep the settlement money you have a right to expect. Their delaying actions can be insurance bad faith.
- Deny: The insurance company may have told you that you are not entitled to a payment. They may point to fine print in the policy and tell you that it means you are not covered. Or they may actually accuse you of fraud. When an insurance company denies a legitimate claim, that is insurance bad faith.
- Defend: Why would an insurance company go to court against a policyholder who insists on a fair settlement? They have plenty of lawyers available. And they often make the decision that they would rather fight than pay. As with the delay and deny tactics, they hope the policyholder will give up the claim. Wrongful claim denial is insurance bad faith.
You purchased insurance to insure yourself, your family or your business against risk. The insurance company agreed to take on the risk. You paid the premiums, then, when you needed them most, they didn't pay. If you have an insurance coverage dispute, contact an experienced insurance bad faith lawyer.