Documenting Fire Loss Can Be Difficult
The best way to document a fire loss is well before you ever have a fire. Most of us, however, do not expect a fire loss and do not have the documentation that might satisfy an insurance company that is looking for any reason to deny all or part of a fire loss claim.
Contact Stephen C. Ryan, Insurance Bad Faith Lawyer · 623-551-3813
If you have been through a fire loss claim before or if you are a careful person, you know that it is a good idea to document what you own by walking around the house taking video or photos with a particular focus on valuable property (and then making sure to store your "evidence" in a different location so it isn't also lost in the fire). But that isn't the only way to prove what you lost in a fire.
If you have questions about how to document fire losses, you are welcome to contact the Stephen C. Ryan law firm in Phoenix, Arizona, for a free consultation.
How can you document fire losses after the fact?
Your insurance company may make a claim of inadequate documentation — even though no specific type or style of documentation is required by your policy.
There are ways to document after the fact. Friends, family or people who have worked in your home may be able to verify what was there. Photos and videos can help — a TV in the background of a birthday party photo, for example. Receipts can help, too, as well as warranty booklets or old credit card invoices or bank statements.
If you have questions or concerns about a fire loss claim, contact an attorney experienced with insurance claims — and with insurance bad faith. The consultation is free.
