If you have recently lost a loved one, you are no doubt feeling many emotions. Aside from loss, you are thankful that he or she faithfully paid life insurance premiums for years to provide for you. You may be shocked that the insurance company is not only playing games and delaying payment of the proceeds, but perhaps even accusing your loved one of having committed fraud. Contact Arizona life insurance lawyer Stephen C. Ryan.
Do not be intimidated and do not accept a pay out on your life insurance claim for less than that to which you are entitled. Talk to a lawyer today.
Insurance companies are businesses, and while some treat policyholders fairly, they are all most concerned with their "bottom line." While monthly premiums flow in, their profits can be enormous. When an accident or tragedy occurs however, they may balk at doing what they promised you they would – pay what they led you to expect.
There are various ploys they use to justify their denials and low-ball offers of payment. A frequent practice is trumping up a "pre-existing condition" they were not told of. If they had known of it, they say, the policy or terms would not have been available, and is therefore void.
Many have complicated policies that seem designed to confuse you. They may claim a "technical error" was made, voiding their responsibilities under the contract/policy.
Phoenix, Arizona, Life Insurance Claim Attorney
Talk to an insurance claim dispute attorney with three decades of experience. Stephen C. Ryan worked for insurance companies for many years. He knows how they work, and how to counter their tactics.
Steve Ryan has been a trial lawyer in Arizona for over 36 years. Mr. Ryan has taken over 100 cases all the way to a jury verdict involving issues such as insurance bad faith. He is a speaker, teacher and author on the subject of bad faith insurance denials. Mr. Ryan has been actively involved in class action litigation throughout the country. These lawsuits have generated many tens of millions of dollars in compensation for policyholders all over the country insured with many different insurance companies.
As driven in his personal life as he is in law practice, Mr. Ryan is a graduate of Northwestern University, and has completed the New York City marathon.
Phoenix Denied Life Insurance Benefits Lawyer
At the Stephen C. Ryan law firm, you can have an honest, straightforward case evaluation from a lawyer who fights for the little guy against big companies. Free consultation. Call 480-661-3977 or contact the law firm online today.
