Were You Denied Long-Term Care?
Long-term care insurance is a fairly new type of coverage. With people living longer and with families more mobile, long-term care insurance has brought peace of mind to older people who want the security of long-term care if they are no longer able to live on their own. That peace of mind can be shattered, however, if the insurance company decides you don't need long-term care.
Contact Stephen C. Ryan, Insurance Bad Faith Lawyer · 623-551-3813
As with many insurance products, the insurance company knows how to sell the policy and collect the premiums, but it can be reluctant about paying claims for long-term care insurance. The Stephen C. Ryan law office in Phoenix, Arizona, helps clients obtain the coverage they paid for and counted on.
Long-term care insurance can help pay the bills when the policyholder required nursing home or assisted living care. Dementia or physical limitations are usually the cause of needing long-term care.
Rather than do a thorough investigation, talking to doctors, understanding the need, and making a decision based on the merits of the claim, the insurance company may simply decide that the policyholder does not need long-term care. They use the usual tactics of delay, deny, defend with the knowledge that many people will give up trying.
Attorney Stephen Ryan has 30 years of experience dealing with insurance-related issues. For 15 years, he worked with the insurance industry. He knows their tactics — and knows how to challenge their decisions.
If you or a loved one has been the victim of insurance bad faith, contact an attorney who can help. The consultation is free.
