A Biased Doctor Can Mean a Denied Insurance Claim
If someone is injured at work, workers' compensation is in place to pay medical bills and a percentage of lost wages until the worker is able to go back to work. It is an important safety net for workers. When the claim is denied because of a biased doctor, that may be insurance bad faith.
Contact Stephen C. Ryan, Insurance Bad Faith Lawyer · 623-551-3813
Attorney Stephen Ryan at the Stephen C. Ryan law firm in Phoenix, Arizona, represents people who have been denied workers' comp disability because of insurance bad faith.
When a worker is injured at work, the worker does not have to prove that anyone was at fault. All that has to be proved is that the worker was injured at work and is unable to perform his or her usual job duties. The insurance carrier is then obligated to pay workers' compensation benefits.
Some insurance carriers do not see workers' comp as worker protection.
They see workers' compensation as a way for their company to make money. Collect the premiums and then make as few payouts as possible.
One way to do that is by hiring "independent" doctors who, for a fee, will read a claimant's medical record and find that the worker is able to come back to work. Benefits are cut off and further claims are denied — no matter what other doctors, including any treating doctors, may say. The worker is the victim of insurance bad faith.
When this type of situation occurs, the injured worker needs a lawyer who will present the evidence and fight for the worker's rights. Contact an experienced attorney for a free consultation and case evaluation.
